Branch • Kiel • Manitowoc Rapids • Mishicot

Reedsville • Rockwood • Valders • Whitelaw

Grain Policies and Discount Schedules

Grain Division Overview

Country Visions Cooperative operates grain elevators at five locations; Kiel, Mishicot, Reedsville, Valders, & Whitelaw, Wisconsin. Each elevator has a Wisconsin Department of Agriculture certified 70-foot truck scale. Total capacity is 2.4 million bushels. Five different grains are handled; corn, soft red winter wheat, soybeans, oats and barley. The Whitelaw and Reedsville elevators can unload a semi-truck in 8 minutes.

A full service grain-marketing program is available. A trained, professional staff works on grain marketing daily. Break-even and profit analysis, personalized marketing plans and periodic newsletters are offered at no charge. The grain marketing team includes people with expertise in marketing, accounting and customer service.

Modern grain testing equipment, grain information systems, Internet accessibility and a grain computer system are part of the professional service.

Customers may deliver their own grain to the elevator or hire Country Visions to pick it up.

Country Visions Cooperative is licensed by the Wisconsin Department of Agriculture. Licenses include Grain Warehouse Keeper and Class A Grain Dealer. Country Visions Cooperative maintains a current ratio of 1:25 to 1 or better.

Barley Guidelines – 2009

All incoming barley is weighed and sampled for moisture and test weight. A copy of every scale ticket is immediately offered to the customer. If barley is not identified for sale or storage, it will be put into storage.

Country Visions is responsible for all barley stored in its bins. Therefore, barley may be rejected to protect the condition of all barley stored.

All barley stored is insured against fire, smoke, lightening, explosion, wind, hail and other special perils as noted in our insurance policy.

Drying Charges

Drying charges are based on wet weight. There are no drying charges for barley delivered at 13.0 percent moisture or below. Costs are 6.0 cents per bushel at 13.1 % moisture. See the discount schedule for exact charges.

Grain Bank

There is no additional fee, other than storage charges, for putting barley into grain bank and using it in feed. The only requirement is that the feed which the barley is part of is purchased/delivered by CP Feeds. Overdrawn grain bank accounts are not permissible under Wisconsin Department of Agriculture regulations. Any overdrawn grain bank will be billed at market price.

Out Charge

There is a 10-cent per bushel fee for barley removed as whole grain for delivery to a farm or competitor.

Shrink

Shrink is deducted from barley exceeding 13.0 % moisture. Shrink factors are 1.4% for every one full point of moisture.

Storage

Customers are given five days after their last inbound delivery (within reason) before incurring storage charges. There is a 12-cent per bushel minimum storage charge for barley. Any barley delivered at harvest will be billed a one time minimum fee. No additional storage costs will be incurred through October 25th. Thereafter, storage is billed at .00133 cents per bushel per day (4 cents per bushel per month). Barley delivered after harvest completion will also be charged 12 cents per bushel for approximately 75 days when normal storage charges begin.

Test Weight Discounts

Marketed barley is subject to test weight discounts. Barley must be at 46.0 pounds or higher or be charged.

Discounts apply at time of unload and are subject to change without notice.

Barley Discount Schedule

(based on bushels)

Moisture				Drying per		Shrink	Test Weight			Discount per
		%		Bu.			(Pounds)			Bu.
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
13.1	-	13.5		$0.060		0.7%	48.0	&	Above	$0.00
13.6	-	14.0		0.060		1.4%	47.5	-	47.9	0.00
14.1	-	14.5		0.060		1.4%	47.0	-	47.4	0.00
14.6	-	15.0		0.120		2.1%	46.5	-	46.9	0.00
15.1	-	15.5		0.130		2.8%	46.0	-	46.4	0.00
15.6	-	16.0		0.140		3.5%	45.5	-	45.9	0.02
16.1	-	16.5		0.160		4.2%	45.0	-	45.4	0.04
16.6	-	17.0		0.180		4.9%	44.5	-	44.9	0.07
17.1	-	17.5		0.210		5.6%	44.0	-	44.4	0.11
17.6	-	18.0		0.230		6.3%	43.5	-	43.9	0.17
18.1	-	18.5		0.240		7.0%	43.0	-	43.4	0.25
18.6	-	19.0		0.250		7.7%	42.5	-	42.9	0.33
19.1	-	19.5		0.260		8.4%	42.0	-	42.4	0.41
19.6	-	20.0		0.270		9.1%	41.5	-	41.9	0.49
20.1	-	20.5		0.280		9.8%	41.0	-	41.4	0.57
20.6	-	21.0		0.290		10.5%	40.5	-	40.9	0.65
21.1	-	21.5		0.300		11.2%	40.0	-	40.4	0.73
21.6	-	22.0		0.310		11.9%	39.5	-	39.9	0.81
22.1	-	22.5		0.320		12.6%	39.0	-	39.4	0.89
22.6	-	23.0		0.330		13.3%	38.5	-	38.9	0.97
23.1	-	23.5		0.340		14.0%	38.0	-	38.4	1.05
23.6	-	24.0		0.350		14.7%	37.5	-	37.9	1.13
24.1	-	24.5		0.360		15.4%	37.0	-	37.4	1.21
24.6	-	25.0		$0.370		16.1%	36.5	-	36.9	$1.29

			Misc.

		Musty		$0.05	Minimum

		Sour		$0.10	Minimum

		Weevils		$0.10	Minimum

Corn Guidelines – 2009

All incoming corn is weighed and sampled for moisture and test weight. A copy of every scale ticket is immediately offered to the customer. If corn is not identified for sale or storage, it will be put into storage.

Country Visions is responsible for all corn stored in its bins. Therefore, corn may be rejected to protect the condition of all corn stored.

All corn stored is insured against fire, smoke, lightening, explosion, wind, hail and other special perils as noted in our insurance policy.

Drying Charges

Drying charges are based on wet weight. There are no drying charges for corn delivered at 14.0 percent moisture or below. Costs are 11.0 cents per bushel at 14.1 % moisture and 2.5 cents more for every 1% increase in moisture.

Grain Bank

There is no additional fee, other than storage charges, for putting corn into grain bank and using it in feed. The only requirement is that the feed which the corn is part of is purchased/delivered by CP Feeds. Overdrawn grain bank accounts are not permissible under Wisconsin Department of Agriculture regulations. Any overdrawn grain bank will be billed at market price.

Out Charge

There is a 10-cent per bushel fee for corn removed as whole grain for delivery to a farm or competitor.

Shrink

Shrink is deducted from corn exceeding 14.0 % moisture. Shrink factors are 1.4% for every one full point of moisture.

Storage

Customers are given five days after their last inbound delivery (within reason) before incurring storage charges. There is a 12-cent per bushel minimum storage charge for corn. Any corn delivered at harvest will be billed a one time minimum fee. No additional storage costs will be incurred through December 25th. Thereafter, storage is billed at .00133 cents per bushel per day (4 cents per bushel per month). Corn delivered after harvest completion will also be charged 12 cents per bushel for approximately 75 days when normal storage charges begin.

Test Weight Discounts

Marketed corn is subject to test weight discounts. Corn must be at 54.0 pounds or higher or be charged.

Discounts apply at time of unload and are subject to change without notice.

Corn Discount Schedule

(based on bushels)

	CORN DISCOUNT SCHEDULE
		(Based on Bushels)
Moisture(%)		Drying Bu.	Shrink(%)	Test Weight	Discount Bu.
14.1 - 14.5		0.1100	0.07	54.0 - >	0
14.6 - 15.0		0.1225	1.40	53.0 - 53.9	0.01
15.1 - 15.5		0.1350	2.10	52.0 - 52.9	0.02
15.6 - 16.0		0.1475	2.80	51.0 - 51.9	0.04
16.1 - 16.5		0.1600	3.50	50.0 - 50.9	0.06
16.6 - 17.0		0.1725	4.20	49.0 - 49.9	0.08
17.1 - 17.5		0.1850	4.90	48.0 - 48.9	0.10
17.6 - 18.0		0.1975	5.60	47.0 - 47.9	0.13
18.1 - 18.5		0.2100	6.30	46.0 - 46.9	0.16
18.6 - 19.0		0.2225	7.00	45.0 - 45.9	0.19
19.1 - 19.5		0.2350	7.70	44.0 - 44.9	0.22
19.6 - 20.0		0.2475	8.40	43.0 - 43.9	0.25
21.1 - 20.5		0.2600	9.10	42.0 - 42.9	0.28
20.6 - 21.0		0.2725	9.80	41.0 - 41.9	0.31
21.1 - 21.5		0.2850	10.50	40.0 - 40.9	0.35
21.6 - 22.0		0.2975	11.20	39.0 - 39.9	0.39
22.1 - 22.5		0.3100	11.90	38.0 - 38.9	0.45
22.6 - 23.0		0.3225	12.60
23.1 - 23.5		0.3350	13.30
23.6 - 24.0		0.3475	14.00
24.1 - 24.5		0.3600	14.70	Foreign Material
24.3 - 25.0		0.3725	15.40	Percent	Disc/Bu.
25.1 - 25.5		0.3850	16.10	3.0 & >	0
25.6 - 26.0		0.3975	16.80	3.1 - 4.0	0.02
26.1 - 26.5		0.4100	17.50	4.1 - 5.0	0.04
26.6 - 27.0		0.4225	18.20	5.1 - 6.0	0.09
27.1 - 27.5		0.4350	18.90	6.1 - 7.0	0.12
27.6 - 28.0		0.4475	19.60	7.1 - 8.0	0.16
28.1 - 28.5		0.4600	20.30	8.1 - 9.0	0.20
28.6 - 29.0		0.4725	21.00	9.1 - 10.0	0.25
29.1 - 29.5		0.4850	21.70
29.6 - 30.0		0.4975	22.40
30.1 - 30.5		0.5100	23.10
30.6 - 31.0		0.5225	23.80
31.1 - 31.5		0.5350	24.50
31.6 - 32.0		0.5475	25.20
32.1 - 32.5		0.5600	25.90
32.6 - 33.0		0.5725	26.60
33.1 - 33.5		0.5850	27.30	*Discounts subject to change without notice
33.6 - 34.0		0.5975	28.00	*Discounts apply at time of unload
34.1 - 34.5		0.6100	28.70
34.6 - 35.0		0.6225	29.40
					Revised10/09

Oats Guidelines – 2009

All incoming oats are weighed and sampled for moisture and test weight. A copy of every scale ticket is immediately offered to the customer. If oats are not identified for sale or storage, they will be put into storage.

Country Visions is responsible for all oats stored in its bins. Therefore, oats may be rejected to protect the condition of all oats stored.

All oats stored is insured against fire, smoke, lightening, explosion, wind, hail and other special perils as noted in our insurance policy.

Drying Charges

Drying charges are based on wet weight. There are no drying charges for oats delivered at 13.0 percent moisture or below. Costs are .07 cents per bushel at 13.1 % moisture and above regardless of how wet they are. See the discount schedule for exact charges.

Grain Bank

There is no additional fee, other than storage charges, for putting oats into grain bank and using it in feed. The only requirement is that the feed which the oats are part of is purchased/delivered by CP Feeds. Overdrawn grain bank accounts are not permissible under Wisconsin Department of Agriculture regulations. Any overdrawn grain bank will be billed at market price.

Out Charge

There is a 10-cent per bushel fee for oats removed as whole grain for delivery to a farm or competitor.

Shrink

Shrink is deducted from oats exceeding 13.0 % moisture. Shrink factors are 1.6% for every one full point of moisture.

Storage

Customers are given five days after their last inbound delivery (within reason) before incurring storage charges. There is a 12-cent per bushel minimum storage charge for oats. Any oats delivered at harvest will be billed a one time minimum fee. No additional storage costs will be incurred through October 25th. Thereafter, storage is billed at .00133 cents per bushel per day (4 cents per bushel per month). Oats delivered after harvest completion will also be charged 12 cents per bushel for approximately 75 days when normal storage charges begin.

Test Weight Discounts

Marketed oats are subject to test weight discounts. Oats must be at 38.0 pounds or higher or be charged.

Discounts apply at time of unload and are subject to change without notice.

Oats Discount Schedule

(based on bushels)

Moisture			Drying per	Shrink	Test Weight			Discount per
		%	Bu.		(Pounds)			Bu.
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
13.1	-	13.5	$0.07	0.8%	38.0	&	Above	$0.00
13.6	-	14.0	.08	1.6%	37.5	-	37.9	0.01
14.1	-	14.5	.09	2.4%	37.0	-	37.4	0.02
14.6	-	15.0	.10	3.2%	36.5	-	36.9	0.03
15.1	-	15.5	.11	4.0%	36.0	-	36.4	0.04
15.6	-	16.0	.12	4.8%	35.5	-	35.9	0.05
16.1	-	16.5	.13	5.6%	35.0	-	35.4	0.06
16.6	-	17.0	.14	6.4%	34.5	-	34.9	0.07
17.1	-	17.5	.15	7.2%	34.0	-	34.4	0.08
17.6	-	18.0	.16	8.0%	33.5	-	33.9	0.10
18.1	-	18.5	.17	8.8%	33.0	-	33.4	0.12
18.6	-	19.0	.18	9.6%	32.5	-	32.9	0.14
19.1	-	19.5	.19	10.4%	32.0	-	32.4	0.16
19.6	-	20.0	.20	11.2%	31.5	-	31.9	0.18
20.1	-	20.5	.21	12.0%	31.0	-	31.4	0.20
20.6	-	21.0	.22	12.8%	30.5	-	30.9	0.22
21.1	-	21.5	.23	13.6%	30.0	-	30.4	0.24
21.6	-	22.0	.24	14.4%	29.5	-	29.9	0.26
22.1	-	22.5	.25	15.2%	29.0	-	29.4	0.28
22.6	-	23.0	.26	16.0%	28.5	-	28.9	0.30
23.1	-	23.5	.27	16.8%	28.0	-	28.4	0.32
23.6	-	24.0	.28	17.6%	27.5	-	27.9	0.34
24.1	-	24.5	.29	18.4%	27.0	-	27.4	0.36
24.6	-	25.0	.30	19.2%	26.5	-	26.9	$0.38

Soybeans Guidelines – 2009

All incoming soybeans are weighed and sampled for moisture, test weight and foreign material. A copy of every scale ticket is immediately offered to the customer. If soybeans are not identified for sale or storage, they will be put into storage.

Country Visions is responsible for all soybeans stored in its bins. Therefore, soybeans may be rejected to protect the condition of all soybeans stored.

All soybeans stored is insured against fire, smoke, lightening, explosion, wind, hail and other special perils as noted in our insurance policy.

Drying Charges

Drying charges are based on wet weight. There are no drying charges for soybeans delivered at 15.0 percent moisture or below. Costs are 6.0 cents per bushel at 15.1 % moisture. See the discount schedule for exact charges.

Foreign Material

All soybeans will be tested for foreign material (FM). Any FM in excess of 1.0% will be deducted from the gross weight on a pound-for-pound basis.

Grain Bank

There is no additional fee, other than storage charges, for putting soybeans into grain bank and using it in feed. The only requirement is that the feed which the soybeans (whole or roasted) are part of is purchased/delivered by CP Feeds. Overdrawn grain bank accounts are not permissible under Wisconsin Department of Agriculture regulations. Any overdrawn grain bank will be billed at market price.

Out Charge

There is a 10-cent per bushel fee for soybeans removed as whole grain for delivery to a farm or competitor.

Shrink

Shrink is deducted from soybeans exceeding 13.0 % moisture. Shrink factors are 1.0% for every 1/2 point of moisture up to 23.0% moisture.

Storage

Customers are given five days after their last inbound delivery (within reason) before incurring storage charges. There is a 12-cent per bushel minimum storage charge for soybeans. Any soybeans delivered at harvest will be billed a one time minimum fee. No additional storage costs will be incurred through December 25th. Thereafter, storage is billed at .00133 cents per bushel per day (4 cents per bushel per month). Soybeans delivered after harvest completion will also be charged 12 cents per bushel for approximately 75 days when normal storage charges begin.

Test Weight Discounts

Marketed soybeans are subject to test weight discounts. Soybeans must be at 54.0 pounds or higher or be charged.

Discounts apply at time of unload and are subject to change without notice.

Soybeans Discount Schedule

(based on bushels)

Moisture			Drying per	Shrink	Test Weight			Discount per
		%	Bu.		(Pounds)			Bu.
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
13.1	-	13.5		1.0%	54.0	&	Above	$0.00
13.6	-	14.0		2.0%	53.9	-	53.0	0.01
14.1	-	14.5		3.0%	52.9	-	52.0	0.02
14.6	-	15.0		4.0%	51.9	-	51.0	0.03
15.1	-	15.5	0.15	5.0%	50.9	-	50.0	0.05
15.6	-	16.0	0.18	6.0%	49.9	-	49.0	0.07
16.1	-	16.5	0.21	7.0%	48.9	-	48.0	0.12
16.6	-	17.0	0.24	8.0%	47.9	-	47.0	0.19
17.1	-	17.5	0.27	9.0%	46.9	-	46.0	Reject
17.6	-	18.0	0.30	10.0%
18.1	-	18.5	0.33	11.0%
18.6	-	19.0	0.36	12.0%			Foreign Material
19.1	-	19.5	0.39	13.0%
19.6	-	20.0	0.42	14.0%	Any foreign material in excess of 1.0 %
20.1	-	20.5	0.45	15.0%	will be deducted from gross weight.
20.6	-	21.0	0.48	16.0%
21.1	-	21.5	0.51	17.0%
21.6	-	22.0	0.54	18.0%
22.1	-	22.5	0.57	19.0%
22.6	-	23.0	0.60	20.0%

Soft Red Winter Wheat Guidelines – 2009

All incoming wheat is weighed and sampled for moisture and test weight. A copy of every scale ticket is immediately offered to the customer. If wheat is not identified for sale or storage, it will be put into storage.

Country Visions is responsible for all wheat stored in its bins. Therefore, wheat may be rejected to protect the condition of all wheat stored.

All wheat stored is insured against fire, smoke, lightening, explosion, wind, hail and other special perils as noted in our insurance policy.

Drying Charges

Drying charges are based on wet weight. There are no drying charges for wheat delivered at 13.5 % moisture or below. Costs are 10.0 cents per bushel at 13.6 % moisture. See the discount schedule for exact charges.

Foreign Material

All wheat will be tested for foreign material (FM) and will be deducted from the gross weight on a pound-for-pound basis.

Grain Bank

There is no additional fee, other than storage charges, for putting wheat into grain bank and using it in feed. The only requirement is that the feed which the wheat is part of is purchased/delivered by CP Feeds. Overdrawn grain bank accounts are not permissible under Wisconsin Department of Agriculture regulations. Any overdrawn grain bank will be billed at market price.

Out Charge

There is a 10-cent per bushel fee for wheat removed as whole grain for delivery to a farm or competitor.

Shrink

Shrink is deducted from wheat exceeding 13.6 % moisture. Shrink factors are 1.6% for every one full point of moisture.

Storage

Customers are given five days after their last inbound delivery (within reason) before incurring storage charges. There is a 15-cent per bushel minimum storage charge for wheat. Any wheat delivered at harvest will be billed a one time minimum fee. No additional storage costs will be incurred through August 25th. Thereafter, storage is billed at .001667 cents per bushel per day (5 cents per bushel per month). Wheat delivered after harvest completion will also be charged 5 cents per bushel per month.

Test Weight Discounts

Marketed wheat is subject to test weight discounts. Wheat must be at 58.0 pounds or higher or be charged.

Discounts apply at time of unload and are subject to change without notice.

Wheat Discount Schedule (revised 6/2008)

(based on bushels)

Moisture			Drying per	Shrink	Test Weight			Discount per
		%	Bu.		(Pounds)			Bu.
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
13.6	-	14.0	$0.05	0.8%	58.0	&	Above	$0.00
14.1	-	14.5	0.10	1.6%	57.5	-	57.9	0.03
14.6	-	15.0	0.15	2.4%	57.0	-	57.4	0.06
15.1	-	15.5	0.20	3.2%	56.5	-	56.9	0.10
15.6	-	16.0	0.25	4.0%	56.0	-	56.4	0.14
16.1	-	16.5	0.30	4.8%	55.5	-	55.9	0.18
16.6	-	17.0	0.35	5.6%	55.0	-	55.4	0.22
17.1	-	17.5	0.40	6.4%	54.5	-	54.9	0.26
17.6	-	18.0	0.45	7.2%	54.0	-	54.4	0.30
18.1	-	18.5	0.50	8.0%	53.5	-	53.9	0.35
18.6	-	19.0	0.55	8.8%	53.0	-	53.4	0.40
19.1	-	19.5	0.60	9.6%	52.5	-	52.9	0.45
19.6	-	20.0	0.65	10.4%	52.0	-	52.4	0.50
20.1	-	20.5	0.70	11.2%	51.5	-	51.9	0.55
					51.0	-	51.4	0.60
Foreign Material (%)			$		50.5	-	50.9	0.65
.8	-	1.3	0.03		50.0	-	50.4	0.70
1.4	-	3.0	0.06		49.5	-	49.9	0.75
3.1	-	4.0	0.09		49.0	-	49.4	0.80
4.1	-	5.0	0.12		48.5	-	48.9	0.85
5.1	-	6.0	0.15		48.0	-	48.4	$0.90

Shrunken & Broken (%)			$		Total Dockage = DM+FM+SB

5.1	-	6.0	0.02		5.1%	-	10.0%	.03 ea 1%
6.1	-	7.0	0.04		10.1%	-	15.0%	.06 ea 1%
7.1	-	8.0	0.06		15.1%	-	30.0%	.13 ea 1%
8.1	-	9.0	0.08		Over 30% subject to rejection
9.1	&	Above	Additional 5 cents per each 1 %.

Damage(%)			$

4.1	-	5.0	0.05		Misc.
5.1	-	6.0	0.10
6.1	-	7.0	0.15		Musty		5 cents Minimum
7.1	-	8.0	0.20
8.1	-	9.0	0.25		Infested		10 cents Minimum
9.1	-	10.0	0.30
10.1	&	Above	10 cents per each additional point.		Insect		Rejected Minimum

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709 Mill Street • Reedsville • WI • 54230
(920) 754-4321 or (800) 236-4047
info@countryvisionscoop.com